Banking and lending
Your savings or lending business has outgrown its spreadsheets.
Accounts, loans, savings and repayments in one secure system, connected to your bank and to mobile money.
Books that always balance, and answers ready when auditors ask.
What you get
Built for: SACCOs, microfinance institutions and digital lenders.
- Member and customer accounts, savings and deposits.
- Loan applications, approvals, disbursement and repayment schedules.
- Connected to banks and mobile money for money in and out.
- Statements and reports ready for auditors and regulators.
How we start
- Step 1
Understand
A short discovery to map your process, risks and goals. You get a written plan and a price for the first phase, and you can stop there if it is not a fit.
- Step 2
Design
Screens and flows tested with the people who will use them, before any heavy building. Changing a drawing is cheaper than changing code.
- Step 3
Build in the open
Working software every two weeks. You try it, give feedback and see exactly where the budget is going.
- Step 4
Hand over and stay
Documentation, monitoring and training for your team, with ongoing support available if you want it.
Questions
Common questions about core banking for savings and lending
What does a core banking system do for a SACCO?
It keeps every member's savings, shares and loans in one ledger, calculates interest and repayments, and connects to mobile money so members can deposit and repay without visiting an office.
Other problems we solve
- Field team tracking and route planning
- Payment collection and reconciliation
- Point of sale that works offline
- Business management system (ERP)
- Procurement and supplier management
- Billing for internet service providers
- Ads and social media management
- Online store connected to your shop
- Dashboards and practical AI
Start a project
Tell us what is not working.
The quickest way is WhatsApp. Write a few lines below and it opens with your message ready to send.
- 1You tell us what is not working, in your own words. No brief needed.
- 2We have a 30-minute call. You leave with an honest view, even if it is not us.
- 3If it is a fit, you get a written plan and a price for the first phase.
Prefer email? [email protected]
Nairobi, Kenya. Working with teams worldwide.